Terms of Use & Disclaimer – PurseStrings

Last updated: February 10, 2026

Please read these Terms of Use and Disclaimer carefully before using https://pursestrings.in (“Website”, “Service”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Website.


1. About PurseStrings

PurseStrings is a personal finance and investing education platform that provides informational content, tools, and financial calculators related to personal finance, mutual funds, insurance, investing, and financial planning.

The Website is intended for educational and informational purposes only.


2. No Investment Advice Disclaimer

All content, calculators, illustrations, and information provided on PurseStrings are general in nature and do not constitute personalised financial, investment, insurance, tax, or legal advice.

  • Calculator outputs are illustrative and indicative

  • Returns, outcomes, and projections are not guaranteed

  • Past performance does not indicate future results

Users should exercise their own judgement and discretion before making any financial decisions.


3. Personalised Recommendations

Where applicable, personalised recommendations for mutual funds or insurance products are provided only after understanding an individual’s goals, financial situation, and risk profile, in accordance with applicable laws and regulations.

Website content alone should not be treated as personalised advice.


4. Use of Financial Calculators

Financial calculators available on the Website:

  • Are designed to aid understanding and planning

  • Use standard financial formulas and assumptions

  • Do not account for individual circumstances unless explicitly stated

Actual outcomes may differ due to market conditions, changes in assumptions, and personal factors.


5. Accuracy of Information

While reasonable efforts are made to ensure accuracy and relevance, PurseStrings does not warrant that:

  • Content is complete, current, or error-free

  • Information will always reflect the latest regulatory or market changes

The Website content may be updated, modified, or removed at any time without prior notice.


6. User Responsibility

By using this Website, you agree that:

  • You are responsible for how you interpret and use the information

  • You will not rely solely on Website content for financial decisions

  • You understand financial markets involve risk and uncertainty


7. Third-Party Links

The Website may contain links to third-party websites or services for convenience or reference.

PurseStrings:

  • Does not control third-party websites

  • Is not responsible for their content, accuracy, or privacy practices

  • Encourages users to review third-party terms and policies independently


8. Intellectual Property

All content on this Website, including text, graphics, calculators, logos, and design elements, is the intellectual property of PurseStrings unless otherwise stated.

Content may not be copied, reproduced, or redistributed without prior written permission.


9. Limitation of Liability

To the maximum extent permitted under applicable law, PurseStrings shall not be liable for:

  • Any direct or indirect losses

  • Financial losses or missed opportunities

  • Decisions taken based on Website content

  • Technical interruptions or errors

Use of the Website is at your own risk.


10. Availability of Service

The Website is provided on an “as is” and “as available” basis. We do not guarantee uninterrupted access or error-free operation.


11. Age Restriction

The Website is intended for individuals 18 years of age or older. By using the Website, you confirm that you meet this requirement.


12. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of India, without regard to conflict of law principles.


13. Changes to These Terms

PurseStrings reserves the right to update or modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.


14. Contact Information

For any questions regarding these Terms or the Website, you may contact us at:

📧 info@pursestrings.in